Program Analysis
First-year earnings of $34,904 at The College of Idaho come in 10% above the national median of $31,705 for Psychology programs.
The 3.1x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 49% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,000 debt-to-$34,904 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #668 out of 926 programs, The College of Idaho's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $34,904 to $39,324 over five years (13% gain). This field may have a lower salary ceiling than high-growth professions.