Finance and Financial Management Services at Texas Tech University

Lubbock, TX · Public · Bachelor's Degree
83 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
84
Optimistic
83
Base Case
80
Pessimistic
Earnings $58,535/yr (6% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 17.3x earnings multiple (8.4x out-of-state)
Ranked #38 of 431 Finance and Financial Management Services programs Top 10%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $867K $821K $707K
Earnings Multiple (In-State) 18.3x 17.3x 14.9x
Earnings Multiple (Out-of-State) 8.9x 8.4x 7.2x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 84 83 80

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$47,408
Out-of-state: $97,804 (8.4x ROI)
4-Year Net Price (After Aid)
$80,284
-69% less than sticker · See by income
Median Debt at Graduation
$21,000
4.3 months of Year 1 earnings
Reported Earnings (5 Year)
$92,415
58% growth from Year 1

Program Analysis

First-year earnings of $58,535 at Texas Tech University come in 6% above the national median of $55,340 for Finance and Financial Management Services programs.

Every dollar of in-state tuition returns an estimated 17.3x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance and Financial Management Services programs nationally.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 18% gap from the optimistic case.

With first-year pay of $58,535 far exceeding the $21,000 median debt, the payback timeline is measured in months, not years.

Ranked #38 of 431 programs, Texas Tech University's Finance and Financial Management Services program falls in the top 10%, outperforming most peers on financial outcomes.

Five-year earnings of $92,415 show a 58% jump from the $58,535 starting point — strong upward trajectory suggesting real career acceleration.

About Texas Tech University

Texas Tech University accepts 71% of applicants — an open-access institution by design, serving a student body of 32,446 in Lubbock, TX.

See all programs and financial aid at Texas Tech University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at Texas Tech University?
This program scores 83/100 — placing it among the stronger programs for Finance and Financial Management Services nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $707,394 in decade earnings vs $867,092 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →