Business/Commerce, General at Texas A & M University-Commerce

Commerce, TX · Public · Bachelor's Degree
67 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
67
Optimistic
67
Base Case
62
Pessimistic
Earnings $50,488/yr (5% vs median)
AI Risk High (46% exposed)
Job Market Very Large (832,900 openings/yr)
ROI 13.0x earnings multiple (5.7x out-of-state)
Ranked #91 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $522K $520K $483K
Earnings Multiple (In-State) 13.0x 13.0x 12.0x
Earnings Multiple (Out-of-State) 5.8x 5.7x 5.3x
Probability of Field Employment 49% 45% 34%
DegreeOutlook Score 67 67 62

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$40,104
Out-of-state: $90,504 (5.7x ROI)
4-Year Net Price (After Aid)
$45,072
-12% less than sticker · See by income
Median Debt at Graduation
$20,750
4.9 months of Year 1 earnings
Reported Earnings (5 Year)
$54,648
8% growth from Year 1

Program Analysis

At $50,488/yr, Business/Commerce, General graduates from Texas A & M University-Commerce land near the $48,211 national average — neither a standout nor a red flag.

The 13.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 46% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $20,750 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

Ranked #91 out of 242 programs, Texas A & M University-Commerce's Business/Commerce, General offering sits in the upper half but doesn't break into the top tier.

Earnings growth is modest: $50,488 to $54,648 over five years (8% gain). This field may have a lower salary ceiling than high-growth professions.

About Texas A & M University-Commerce

With 93% of applicants admitted, Texas A & M University-Commerce prioritizes broad access, enrolling 8,249 students in Commerce, TX. Pell Grant recipients make up 40% of the student body — a marker of economic diversity.

See all programs and financial aid at Texas A & M University-Commerce →

Top Career Paths

Chief executives $206,420/yr
Sales managers $138,060/yr
Managers, all other $136,550/yr
View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

Other Majors at Texas A & M University-Commerce

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Texas A & M University-Commerce's Business/Commerce, General program score?
This program scores 67/100, reflecting respectable but not exceptional financial outcomes for Business/Commerce, General graduates.
How vulnerable is Business/Commerce, General to AI automation?
AI won't 'replace' Business/Commerce, General careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →