Business at Texas A & M University-Commerce

Commerce, TX · Public · Bachelor's Degree · Business/Commerce, General
67 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
67
Optimistic
67
Base Case
62
Pessimistic
Earnings $50,488/yr (5% vs median)
AI Risk High (46% exposed)
Job Market Very Large (832,900 openings/yr)
ROI 13.0x earnings multiple (5.7x out-of-state)
Ranked #91 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $522K $520K $483K
Earnings Multiple (In-State) 13.0x 13.0x 12.0x
Earnings Multiple (Out-of-State) 5.8x 5.7x 5.3x
Probability of Field Employment 49% 45% 34%
DegreeOutlook Score 67 67 62

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$40,104
Out-of-state: $90,504 (5.7x ROI)
4-Year Net Price (After Aid)
$45,072
-12% less than sticker · See by income
Median Debt at Graduation
$20,750
4.9 months of Year 1 earnings
Reported Earnings (5 Year)
$54,648
8% growth from Year 1

Program Analysis

At $50,488/yr, Business graduates from Texas A & M University-Commerce land near the $48,211 national average — neither a standout nor a red flag.

The 13.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 46% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $20,750 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

Ranked #91 out of 242 programs, Texas A & M University-Commerce's Business offering sits in the upper half but doesn't break into the top tier.

Earnings growth is modest: $50,488 to $54,648 over five years (8% gain). This field may have a lower salary ceiling than high-growth professions.

About Texas A & M University-Commerce

With 93% of applicants admitted, Texas A & M University-Commerce prioritizes broad access, enrolling 8,249 students in Commerce, TX. Pell Grant recipients make up 40% of the student body — a marker of economic diversity.

See all programs and financial aid at Texas A & M University-Commerce →

Top Career Paths

Chief executives $206,420/yr
Sales managers $138,060/yr
Managers, all other $136,550/yr
View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business at Other Schools

Other Majors at Texas A & M University-Commerce

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Texas A & M University-Commerce's Business program score?
This program scores 67/100, reflecting respectable but not exceptional financial outcomes for Business graduates.
How vulnerable is Business to AI automation?
AI won't 'replace' Business careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →