Program Analysis
Graduates earn $27,815/yr, roughly in line with the $32,219 national median for Biology. The value proposition here depends on cost, not earnings.
The 4.2x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 40% task exposure — and the 10% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $20,677 debt-to-$27,815 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #718 out of 822 programs, St. Joseph's University-New York's financial outcomes for Biology trail the majority of peers. The value case depends on other factors.
Earnings growth from $27,815 to $56,457 over five years (103% increase) indicates that graduates in this field see meaningful salary progression.