Psychology at St Catherine University

Saint Paul, MN · Private nonprofit · Bachelor's Degree · Psychology, General
27 /100
DegreeOutlook Score (Base Case)
27
Optimistic
27
Base Case
26
Pessimistic
Earnings $32,426/yr (2% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 2.7x earnings multiple
Ranked #757 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $532K $528K $489K
Earnings Multiple 2.7x 2.7x 2.5x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 27 27 26

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$199,032
4-Year Net Price (After Aid)
$86,252
57% less than sticker · See by income
Median Debt at Graduation
$26,848
9.9 months of Year 1 earnings
Reported Earnings (5 Year)
$50,986
57% growth from Year 1

Program Analysis

Graduates earn $32,426/yr, roughly in line with the $31,705 national median for Psychology. The value proposition here depends on cost, not earnings.

An earnings multiple of 2.7x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.

AI risk is moderate — 49% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $26,848 debt-to-$32,426 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.

At #757 out of 926 programs, St Catherine University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.

Earnings growth from $32,426 to $50,986 over five years (57% increase) indicates that graduates in this field see meaningful salary progression.

About St Catherine University

St Catherine University accepts 94% of applicants — an open-access institution by design, with a smaller student body of 2,393 in Saint Paul, MN. Financial aid reduces the effective four-year cost to $86,252 — 57% less than the list price.

See all programs and financial aid at St Catherine University →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at St Catherine University

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does St Catherine University's Psychology program score?
This program scores 27/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.
How vulnerable is Psychology to AI automation?
AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
How affordable is Psychology at St Catherine University after financial aid?
Sticker price is $199,032, but the average net cost is $86,252 — a 57% discount. For students who qualify for aid, this program is considerably more affordable than it appears.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →