Program Analysis
First-year earnings of $41,324 track close to the $44,105 national median for Special Education and Teaching programs. This is a middle-of-the-road outcome on salary alone.
The 3.7x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 44% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $29,000 debt-to-$41,324 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #137 out of 170 programs, Spring Arbor University's financial outcomes for Special Education and Teaching trail the majority of peers. The value case depends on other factors.