Program Analysis
Graduates earn $41,062/yr, edging above the $33,473 national average for Human Development & Family Studies — a modest premium that suggests solid regional demand.
The 4.0x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 33% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,062 debt-to-$41,062 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #81 out of 156 programs, Southern Nazarene University's financial outcomes for Human Development & Family Studies trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $41,062 to $44,355 over five years (8% gain). This field may have a lower salary ceiling than high-growth professions.