Psychology at South University-Montgomery

Montgomery, AL · Private for-profit · Bachelor's Degree · Psychology, General
27 /100
DegreeOutlook Score (Base Case)
28
Optimistic
27
Base Case
27
Pessimistic
Earnings $28,684/yr (-10% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 6.2x earnings multiple
Ranked #742 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $452K $455K $436K
Earnings Multiple 6.2x 6.2x 6.0x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 28 27 27

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$72,952
Median Debt at Graduation
$44,548
18.6 months of Year 1 earnings
Reported Earnings (5 Year)
$38,844
35% growth from Year 1

Program Analysis

Graduates earn $28,684/yr, roughly in line with the $31,705 national median for Psychology. The value proposition here depends on cost, not earnings.

The earnings-to-cost ratio of 6.2x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.

Some AI exposure exists in Psychology's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 4% gap from the optimistic case.

Median debt of $44,548 against $28,684/yr in first-year earnings means roughly 1.6 years of salary goes to loan repayment. That's a heavy but not crushing debt load.

Ranked #742 of 926 Psychology programs, South University-Montgomery falls below the median. Stronger options exist, though cost and location may compensate.

Earnings grow from $28,684 to $38,844 over five years — a 35% increase that's moderate and in line with typical career progression.

About South University-Montgomery

a smaller institution with 302 students in Montgomery, AL. 70% of students receive Pell Grants, indicating strong socioeconomic diversity.

See all programs and financial aid at South University-Montgomery →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at South University-Montgomery

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Psychology at South University-Montgomery?
A score of 27/100 indicates below-average financial outcomes for Psychology. Earnings, ROI, or AI risk factors are pulling the score down.
Is Psychology at South University-Montgomery worth the student debt?
Median debt of $44,548 against $28,684/yr starting salary means roughly 1.6 years of earnings go to repayment. That's above average — financial aid and loan terms matter here.
Will AI replace Psychology careers?
With 49% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $435,912 in decade earnings vs $451,753 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →