Program Analysis
Salem State University's Psychology graduates start at $36,492/yr — above the $31,705 national average, though not by a wide margin.
The 11.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 49% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,749 debt-to-$36,492 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
A #84 ranking out of 926 Psychology programs nationally puts Salem State University in the top 10% — a strong but not elite position.
The five-year earnings trajectory from $36,492 to $52,718 shows 44% growth, reflecting steady but unremarkable salary progression.