Program Analysis
First-year earnings of $31,094 track close to the $31,705 national median for Psychology programs. This is a middle-of-the-road outcome on salary alone.
The 3.1x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 49% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,000 debt-to-$31,094 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #814 out of 926 programs, Saint Xavier University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $31,094 to $38,615 shows 24% growth, reflecting steady but unremarkable salary progression.