Home › Saint Peter's University › Psychology

Psychology at Saint Peter's University

Jersey City, NJ · Private nonprofit · Bachelor's Degree · Psychology, General
22 /100
DegreeOutlook Score (Base Case)
22
Optimistic
22
Base Case
20
Pessimistic
Earnings $18,775/yr (-41% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 3.7x earnings multiple
Ranked #901 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $626K $615K $552K
Earnings Multiple 3.8x 3.7x 3.4x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 22 22 20

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$164,216
4-Year Net Price (After Aid)
$51,892
68% less than sticker · See by income
Median Debt at Graduation
$23,850
15.2 months of Year 1 earnings
Reported Earnings (5 Year)
$51,613
175% growth from Year 1

Program Analysis

Saint Peter's University's Psychology graduates start at $18,775/yr, trailing the $31,705 national average by 41%. The program's value hinges on affordability.

The 3.7x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 49% task exposure — and the 12% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $23,850 debt load exceeds a year of the $18,775 starting salary, suggesting a multi-year repayment window before graduates break even financially.

At #901 out of 926 programs, Saint Peter's University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.

Earnings growth from $18,775 to $51,613 over five years (175% increase) indicates that graduates in this field see meaningful salary progression.

About Saint Peter's University

A 91% acceptance rate means Saint Peter's University is accessible to most applicants, with a smaller student body of 1,939 in Jersey City, NJ. 54% of students receive Pell Grants, indicating strong socioeconomic diversity. After financial aid, the average student pays $51,892 over four years — 68% below sticker price.

See all programs and financial aid at Saint Peter's University →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 926 schools offering Psychology →

Psychology at Other Schools

Bentley University ($62,218) Georgetown University ($51,959) Bucknell University ($51,645) Gettysburg College ($50,040) Trinity College ($48,406) CUNY Graduate School and University Center ($48,299) The University of Texas Permian Basin ($46,009) Charter Oak State College ($45,428)

Other Majors at Saint Peter's University

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($88,259) Teacher Education and Professional Development, Specific Levels and Methods ($42,046) Accounting and Related Services ($40,562) Biology, General ($33,779) Computer and Information Sciences, General ($32,169) Communication and Media Studies ($28,911) Criminal Justice and Corrections ($28,558) Business Administration, Management and Operations ($27,543)

Consider the Trade Route?

Compare Psychology trade programs on TradeSchoolWorth →

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does Saint Peter's University's Psychology program score?
This program scores 22/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.
Do Saint Peter's University Psychology graduates earn enough to justify the loans?
The debt-to-income ratio of 1.3x suggests an extended repayment window. Whether it's 'worth it' depends on career trajectory, not just first-year pay.
How vulnerable is Psychology to AI automation?
AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Why are Psychology earnings lower at Saint Peter's University?
Lower starting pay at Saint Peter's University may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
How affordable is Psychology at Saint Peter's University after financial aid?
Sticker price is $164,216, but the average net cost is $51,892 — a 68% discount. For students who qualify for aid, this program is considerably more affordable than it appears.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →