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Psychology at Saint Martin's University

Lacey, WA · Private nonprofit · Bachelor's Degree · Psychology, General

DegreeOutlook Score (Base Case)

Optimistic

Base Case

Pessimistic

Earnings $33,509/yr (6% vs median)

AI Risk High (49% exposed)

Job Market Very Large (125,000 openings/yr)

ROI 2.7x earnings multiple

Ranked #769 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$470K	$472K	$448K
Earnings Multiple	2.7x	2.7x	2.5x
Probability of Field Employment	51%	47%	34%
DegreeOutlook Score	27	27	26

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)

$176,840

4-Year Net Price (After Aid)

$90,472

49% less than sticker · See by income

Median Debt at Graduation

$21,825

7.8 months of Year 1 earnings

Reported Earnings (5 Year)

$42,805

28% growth from Year 1

Program Analysis

Saint Martin's University's Psychology graduates start at $33,509/yr — above the $31,705 national average, though not by a wide margin.

An earnings multiple of 2.7x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.

AI risk is moderate — 49% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $21,825 debt-to-$33,509 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.

At #769 out of 926 programs, Saint Martin's University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.

The five-year earnings trajectory from $33,509 to $42,805 shows 28% growth, reflecting steady but unremarkable salary progression.

About Saint Martin's University

A 76% acceptance rate means Saint Martin's University is accessible to most applicants, a smaller institution with 1,254 students in Lacey, WA. Financial aid reduces the effective four-year cost to $90,472 — 49% less than the list price.

See all programs and financial aid at Saint Martin's University →

Top Career Paths

Managers, all other $136,550/yr

Psychologists, all other $117,580/yr

Industrial-organizational psychologists $109,840/yr

View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at Saint Martin's University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does Saint Martin's University's Psychology program score?

This program scores 27/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.

How vulnerable is Psychology to AI automation?

AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →