Finance and Financial Management Services at Saint Cloud State University

Saint Cloud, MN · Public · Bachelor's Degree
77 /100
DegreeOutlook Score (Base Case)
78
Optimistic
77
Base Case
74
Pessimistic
Earnings $52,502/yr (-5% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 15.7x earnings multiple
Ranked #132 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $654K $634K $571K
Earnings Multiple 16.2x 15.7x 14.1x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 78 77 74

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$40,468
4-Year Net Price (After Aid)
$57,940
-43% less than sticker · See by income
Median Debt at Graduation
$22,250
5.1 months of Year 1 earnings
Reported Earnings (5 Year)
$68,815
31% growth from Year 1

Program Analysis

First-year earnings of $52,502 track close to the $55,340 national median for Finance and Financial Management Services programs. This is a middle-of-the-road outcome on salary alone.

Every dollar of in-state tuition returns an estimated 15.7x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance and Financial Management Services programs nationally.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 13% gap from the optimistic case.

At $22,250 in median debt against $52,502 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

At #132 of 431 Finance and Financial Management Services programs, Saint Cloud State University scores above the median — competitive but not a standout.

Earnings grow from $52,502 to $68,815 over five years — a 31% increase that's moderate and in line with typical career progression.

About Saint Cloud State University

Saint Cloud State University has a 95% acceptance rate, making it broadly accessible, enrolling 5,181 students in Saint Cloud, MN.

See all programs and financial aid at Saint Cloud State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at Saint Cloud State University?
This program scores 77/100 — placing it among the stronger programs for Finance and Financial Management Services nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $571,128 in decade earnings vs $654,239 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →