Program Analysis
At $42,406 per year, Clinical, Counseling and Applied Psychology graduates from Saint Cloud State University significantly outpace the $33,816 national average for this major, reflecting strong employer demand for this program's graduates.
Every dollar of in-state tuition returns an estimated 12.4x in decade earnings — an exceptional ratio that places this among the highest-ROI Clinical, Counseling and Applied Psychology programs nationally.
Some AI exposure exists in Clinical, Counseling and Applied Psychology's typical career paths, with 42% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 6% gap from the optimistic case.
The median debt load of $20,471 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.
Ranked #4 of 59 programs, Saint Cloud State University's Clinical, Counseling and Applied Psychology program falls in the top 10%, outperforming most peers on financial outcomes.
Five-year earnings of $49,634 are relatively flat compared to the $42,406 starting salary — typical of fields with stable but capped salary bands.