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Business/Commerce, General at Saint Cloud State University

Saint Cloud, MN · Public · Bachelor's Degree
67 /100
DegreeOutlook Score (Base Case)
67
Optimistic
67
Base Case
62
Pessimistic
Earnings $59,378/yr (23% vs median)
AI Risk High (46% exposed)
Job Market Very Large (832,900 openings/yr)
ROI 14.3x earnings multiple
Ranked #86 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $586K $578K $526K
Earnings Multiple 14.5x 14.3x 13.0x
Probability of Field Employment 49% 45% 34%
DegreeOutlook Score 67 67 62

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$40,468
4-Year Net Price (After Aid)
$57,940
-43% less than sticker · See by income

Program Analysis

At $59,378 per year, Business/Commerce, General graduates from Saint Cloud State University earn slightly above the $48,211 national median. The premium is real but not dramatic.

Every dollar of in-state tuition returns an estimated 14.3x in decade earnings — an exceptional ratio that places this among the highest-ROI Business/Commerce, General programs nationally.

Some AI exposure exists in Business/Commerce, General's typical career paths, with 46% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 10% gap from the optimistic case.

At #86 of 242 Business/Commerce, General programs, Saint Cloud State University scores above the median — competitive but not a standout.

About Saint Cloud State University

With 95% of applicants admitted, Saint Cloud State University prioritizes broad access, enrolling 5,181 students in Saint Cloud, MN.

See all programs and financial aid at Saint Cloud State University →

Top Career Paths

Chief executives $206,420/yr
Sales managers $138,060/yr
Managers, all other $136,550/yr
View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 242 schools offering Business/Commerce, General →

Business/Commerce, General at Other Schools

The University of Texas at Austin ($94,041) New York University ($77,828) Wake Forest University ($76,722) Baylor University ($74,886) Northeastern University ($74,868) University of Notre Dame ($73,170) University of Redlands ($72,664) Indiana University-Bloomington ($71,100)

Other Majors at Saint Cloud State University

Computer Engineering ($77,792) Clinical/Medical Laboratory Science/Research and Allied Professions ($74,147) Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($74,111) Mechanical Engineering ($70,179) Electrical, Electronics and Communications Engineering ($69,943) Industrial Production Technologies/Technicians ($69,616) Computer Science ($63,287) Accounting and Related Services ($58,497)

Explore the Trade Alternative

Compare Business/Commerce, General trade programs on TradeSchoolWorth →

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What is the DegreeOutlook Score for Business/Commerce, General at Saint Cloud State University?
A score of 67/100 puts this program in competitive territory — solid outcomes, though not at the top of the Business/Commerce, General field.
Will AI replace Business/Commerce, General careers?
With 46% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $526,301 in decade earnings vs $585,540 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →