Program Analysis
First-year earnings of $42,056 track close to the $41,412 national median for Teacher Education programs. This is a middle-of-the-road outcome on salary alone.
The 3.4x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 30% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,000 debt-to-$42,056 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
At #417 out of 679 programs, Ottawa University-Surprise's financial outcomes for Teacher Education trail the majority of peers. The value case depends on other factors.