Program Analysis
Starting salaries of $26,591/yr fall 21% below the $33,816 national median for Clinical, Counseling and Applied Psychology. The financial case depends heavily on whether tuition compensates.
The 10.8x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 42% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,520 debt-to-$26,591 income ratio translates to about 12 months of earnings. Standard loan terms should handle this comfortably.
At #38 out of 59 programs, Oregon Institute of Technology's financial outcomes for Clinical, Counseling and Applied Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth from $26,591 to $50,408 over five years (90% increase) indicates that graduates in this field see meaningful salary progression.