Program Analysis
Starting salaries of $24,194/yr fall 24% below the $31,705 national median for Psychology. The financial case depends heavily on whether tuition compensates.
An earnings multiple of 3.1x means ten-year projected earnings exceed tuition, but not by a dramatic margin. Returns are positive but modest.
Some AI exposure exists in Psychology's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 5% gap from the optimistic case.
Median debt of $27,000 against $24,194/yr in first-year earnings means roughly 1.1 years of salary goes to loan repayment. That's a heavy but not crushing debt load.
Ranked #920 of 926 Psychology programs, Olivet Nazarene University falls below the median. Stronger options exist, though cost and location may compensate.
Five-year earnings of $39,444 show a 63% jump from the $24,194 starting point — strong upward trajectory suggesting real career acceleration.