Program Analysis
Graduates earn $38,440/yr, edging above the $32,219 national average for Biology — a modest premium that suggests solid regional demand.
The 14.7x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 40% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $19,673 debt-to-$38,440 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
Ranked #269 out of 822 programs, Oklahoma Panhandle State University's Biology offering sits in the upper half but doesn't break into the top tier.
Earnings growth is modest: $38,440 to $42,527 over five years (11% gain). This field may have a lower salary ceiling than high-growth professions.