Program Analysis
At $26,818 per year, Biology graduates from Northern Michigan University earn below the $32,219 national average. Lower costs or geographic factors may offset the earnings gap.
The 10.8x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 40% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,624 debt-to-$26,818 income ratio translates to about 11 months of earnings. Standard loan terms should handle this comfortably.
At #530 out of 822 programs, Northern Michigan University's financial outcomes for Biology trail the majority of peers. The value case depends on other factors.
Earnings growth from $26,818 to $54,276 over five years (102% increase) indicates that graduates in this field see meaningful salary progression.