Program Analysis
Graduates earn $27,370/yr, roughly in line with the $31,976 national median for Pastoral Counseling. The value proposition here depends on cost, not earnings.
The 4.2x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 21% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,250 debt-to-$27,370 income ratio translates to about 12 months of earnings. Standard loan terms should handle this comfortably.
At #19 out of 22 programs, North Central University's financial outcomes for Pastoral Counseling trail the majority of peers. The value case depends on other factors.
Earnings growth from $27,370 to $44,697 over five years (63% increase) indicates that graduates in this field see meaningful salary progression.