Finance and Financial Management Services at Murray State University

Murray, KY · Public · Bachelor's Degree
66 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
68
Optimistic
66
Base Case
66
Pessimistic
Earnings $43,320/yr (-22% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 14.4x earnings multiple (7.2x out-of-state)
Ranked #326 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $568K $559K $516K
Earnings Multiple (In-State) 14.6x 14.4x 13.3x
Earnings Multiple (Out-of-State) 7.3x 7.2x 6.6x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 68 66 66

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$38,832
Out-of-state: $77,808 (7.2x ROI)
4-Year Net Price (After Aid)
$36,484
6% less than sticker · See by income
Median Debt at Graduation
$20,500
5.7 months of Year 1 earnings
Reported Earnings (5 Year)
$56,973
32% growth from Year 1

Program Analysis

At $43,320 per year, Finance and Financial Management Services graduates from Murray State University earn below the $55,340 national average. Lower costs or geographic factors may offset the earnings gap.

The 14.4x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $20,500 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

At #326 out of 431 programs, Murray State University's financial outcomes for Finance and Financial Management Services trail the majority of peers. The value case depends on other factors.

The five-year earnings trajectory from $43,320 to $56,973 shows 32% growth, reflecting steady but unremarkable salary progression.

About Murray State University

With 86% of applicants admitted, Murray State University prioritizes broad access, enrolling 6,646 students in Murray, KY.

See all programs and financial aid at Murray State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at Murray State University

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does Murray State University's Finance and Financial Management Services program score?
A score of 66/100 reflects decent absolute metrics, but Murray State University trails the majority of Finance and Financial Management Services programs on relative rankings. Context matters more than the raw number.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Why are Finance and Financial Management Services earnings lower at Murray State University?
Lower starting pay at Murray State University may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →