Program Analysis
Luther College English graduates command $38,490/yr out of the gate, well above the $30,427 national median. That 26% premium suggests the program's reputation carries real labor-market weight.
An earnings multiple of 2.4x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 61% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$38,490 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #327 out of 493 programs, Luther College's financial outcomes for English trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $38,490 to $43,688 over five years (14% gain). This field may have a lower salary ceiling than high-growth professions.