Program Analysis
Starting salaries of $25,974/yr fall 23% below the $33,816 national median for Clinical, Counseling and Applied Psychology. The financial case depends heavily on whether tuition compensates.
At 6.4x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 42% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,000 debt load exceeds a year of the $25,974 starting salary, suggesting a multi-year repayment window before graduates break even financially.
At #56 out of 59 programs, Keystone College's financial outcomes for Clinical, Counseling and Applied Psychology trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $25,974 to $38,332 shows 48% growth, reflecting steady but unremarkable salary progression.