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Business/Commerce, General at Indiana University-South Bend

South Bend, IN · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $48,238/yr (0% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 17.1x earnings multiple (6.3x out-of-state)

Ranked #22 of 242 Business/Commerce, General programs Top 10%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$566K	$560K	$513K
Earnings Multiple (In-State)	17.3x	17.1x	15.7x
Earnings Multiple (Out-of-State)	6.4x	6.3x	5.8x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	72	72	67

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$32,716

Out-of-state: $88,172 (6.3x ROI)

4-Year Net Price (After Aid)

$33,456

-2% less than sticker · See by income

Median Debt at Graduation

$19,949

5.0 months of Year 1 earnings

Reported Earnings (5 Year)

$61,268

27% growth from Year 1

Program Analysis

Indiana University-South Bend's Business/Commerce, General program produces graduates earning $48,238/yr — within striking distance of the $48,211 national average for this field.

Every dollar of in-state tuition returns an estimated 17.1x in decade earnings — an exceptional ratio that places this among the highest-ROI Business/Commerce, General programs nationally.

Some AI exposure exists in Business/Commerce, General's typical career paths, with 46% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 9% gap from the optimistic case.

Loan repayment is a non-issue here — $19,949 in median debt clears quickly against $48,238 in annual earnings.

Ranked #22 of 242 programs, Indiana University-South Bend's Business/Commerce, General program falls in the top 10%, outperforming most peers on financial outcomes.

Earnings grow from $48,238 to $61,268 over five years — a 27% increase that's moderate and in line with typical career progression.

About Indiana University-South Bend

A 86% acceptance rate means Indiana University-South Bend is accessible to most applicants, a smaller institution with 3,807 students in South Bend, IN. 41% of students receive Pell Grants, indicating strong socioeconomic diversity.

See all programs and financial aid at Indiana University-South Bend →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

Other Majors at Indiana University-South Bend

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Business/Commerce, General at Indiana University-South Bend?

This program scores 72/100 — placing it among the stronger programs for Business/Commerce, General nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.

Will AI replace Business/Commerce, General careers?

With 46% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $512,785 in decade earnings vs $565,749 in the optimistic case — a meaningful gap.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →