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Business/Commerce, General at Indiana University-Northwest

Gary, IN · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $39,957/yr (-17% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 16.7x earnings multiple (6.2x out-of-state)

Ranked #119 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$550K	$545K	$502K
Earnings Multiple (In-State)	16.8x	16.7x	15.3x
Earnings Multiple (Out-of-State)	6.2x	6.2x	5.7x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	65	64	61

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$32,716

Out-of-state: $88,172 (6.2x ROI)

4-Year Net Price (After Aid)

$23,880

27% less than sticker · See by income

Median Debt at Graduation

$21,500

6.5 months of Year 1 earnings

Reported Earnings (5 Year)

$56,498

41% growth from Year 1

Program Analysis

First-year earnings of $39,957 place Indiana University-Northwest below the $48,211 national median for Business/Commerce, General — worth weighing against tuition and cost of living.

The 16.7x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 46% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $21,500 debt-to-$39,957 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.

Ranked #119 out of 242 programs, Indiana University-Northwest's Business/Commerce, General offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $39,957 to $56,498 shows 41% growth, reflecting steady but unremarkable salary progression.

About Indiana University-Northwest

Indiana University-Northwest accepts 77% of applicants — an open-access institution by design, a compact campus enrolling 2,582 students in Gary, IN. 43% of students receive Pell Grants, indicating strong socioeconomic diversity.

See all programs and financial aid at Indiana University-Northwest →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

Other Majors at Indiana University-Northwest

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does Indiana University-Northwest's Business/Commerce, General program score?

This program scores 64/100, reflecting respectable but not exceptional financial outcomes for Business/Commerce, General graduates.

How vulnerable is Business/Commerce, General to AI automation?

AI won't 'replace' Business/Commerce, General careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.

Why are Business/Commerce, General earnings lower at Indiana University-Northwest?

Lower starting pay at Indiana University-Northwest may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →