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Business at Indiana University-Northwest

Gary, IN · Public · Bachelor's Degree · Business/Commerce, General

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $39,957/yr (-17% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 16.7x earnings multiple (6.2x out-of-state)

Ranked #119 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$550K	$545K	$502K
Earnings Multiple (In-State)	16.8x	16.7x	15.3x
Earnings Multiple (Out-of-State)	6.2x	6.2x	5.7x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	65	64	61

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$32,716

Out-of-state: $88,172 (6.2x ROI)

4-Year Net Price (After Aid)

$23,880

27% less than sticker · See by income

Median Debt at Graduation

$21,500

6.5 months of Year 1 earnings

Reported Earnings (5 Year)

$56,498

41% growth from Year 1

Program Analysis

First-year earnings of $39,957 place Indiana University-Northwest below the $48,211 national median for Business — worth weighing against tuition and cost of living.

The 16.7x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 46% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $21,500 debt-to-$39,957 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.

Ranked #119 out of 242 programs, Indiana University-Northwest's Business offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $39,957 to $56,498 shows 41% growth, reflecting steady but unremarkable salary progression.

About Indiana University-Northwest

Indiana University-Northwest accepts 77% of applicants — an open-access institution by design, a compact campus enrolling 2,582 students in Gary, IN. 43% of students receive Pell Grants, indicating strong socioeconomic diversity.

See all programs and financial aid at Indiana University-Northwest →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business at Other Schools

Other Majors at Indiana University-Northwest

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does Indiana University-Northwest's Business program score?

This program scores 64/100, reflecting respectable but not exceptional financial outcomes for Business graduates.

How vulnerable is Business to AI automation?

AI won't 'replace' Business careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.

Why are Business earnings lower at Indiana University-Northwest?

Lower starting pay at Indiana University-Northwest may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →