Business/Commerce, General at Indiana State University

Terre Haute, IN · Public · Bachelor's Degree
66 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
67
Optimistic
66
Base Case
62
Pessimistic
Earnings $43,458/yr (-10% vs median)
AI Risk High (46% exposed)
Job Market Very Large (832,900 openings/yr)
ROI 14.0x earnings multiple (6.4x out-of-state)
Ranked #99 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $565K $559K $513K
Earnings Multiple (In-State) 14.1x 14.0x 12.8x
Earnings Multiple (Out-of-State) 6.5x 6.4x 5.9x
Probability of Field Employment 49% 45% 34%
DegreeOutlook Score 67 66 62

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$39,968
Out-of-state: $86,936 (6.4x ROI)
4-Year Net Price (After Aid)
$48,752
-22% less than sticker · See by income
Median Debt at Graduation
$22,265
6.1 months of Year 1 earnings
Reported Earnings (5 Year)
$59,886
38% growth from Year 1

Program Analysis

First-year earnings of $43,458 track close to the $48,211 national median for Business/Commerce, General programs. This is a middle-of-the-road outcome on salary alone.

The 14.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 46% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $22,265 debt-to-$43,458 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.

Ranked #99 out of 242 programs, Indiana State University's Business/Commerce, General offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $43,458 to $59,886 shows 38% growth, reflecting steady but unremarkable salary progression.

About Indiana State University

Indiana State University has a 92% acceptance rate, making it broadly accessible, with a mid-sized student body of 6,620 in Terre Haute, IN.

See all programs and financial aid at Indiana State University →

Top Career Paths

Chief executives $206,420/yr
Sales managers $138,060/yr
Managers, all other $136,550/yr
View all 16 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

How does Indiana State University's Business/Commerce, General program score?
This program scores 66/100, reflecting respectable but not exceptional financial outcomes for Business/Commerce, General graduates.
How vulnerable is Business/Commerce, General to AI automation?
AI won't 'replace' Business/Commerce, General careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →