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Subject-Area Teaching at Howard Payne University

Brownwood, TX · Private nonprofit · Bachelor's Degree · Teacher Education and Professional Development, Specific Subject Areas

DegreeOutlook Score (Base Case)

Optimistic

Base Case

Pessimistic

Earnings $45,891/yr (10% vs median)

AI Risk High (43% exposed)

Job Market Very Large (444,600 openings/yr)

ROI 3.5x earnings multiple

Ranked #242 of 348 Teacher Education programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Subject-Area Teaching graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$469K	$471K	$455K
Earnings Multiple	3.5x	3.5x	3.4x
Probability of Field Employment	78%	70%	55%
DegreeOutlook Score	52	50	52

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)

$133,288

4-Year Net Price (After Aid)

$101,020

24% less than sticker · See by income

Median Debt at Graduation

$24,467

6.4 months of Year 1 earnings

Reported Earnings (5 Year)

$46,147

1% growth from Year 1

Program Analysis

Howard Payne University's Subject-Area Teaching graduates start at $45,891/yr — above the $41,690 national average, though not by a wide margin.

An earnings multiple of 3.5x means ten-year projected earnings exceed tuition, but not by a dramatic margin. Returns are positive but modest.

Some AI exposure exists in Subject-Area Teaching's typical career paths, with 43% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 3% gap from the optimistic case.

Median debt of $24,467 represents roughly 6 months of the $45,891 starting salary — a manageable burden by most borrower standards.

Ranked #242 of 348 Subject-Area Teaching programs, Howard Payne University falls below the median. Stronger options exist, though cost and location may compensate.

Five-year earnings of $46,147 are relatively flat compared to the $45,891 starting salary — typical of fields with stable but capped salary bands.

About Howard Payne University

Howard Payne University's 68% acceptance rate reflects moderate selectivity, a smaller institution with 716 students in Brownwood, TX. With 42% of students on Pell Grants, the campus draws from a broad economic spectrum.

See all programs and financial aid at Howard Payne University →

Top Career Paths

Health specialties teachers, postsecondary $105,620/yr

Atmospheric, earth, marine, and space sciences teachers, postsecondary $101,390/yr

Forestry and conservation science teachers, postsecondary $100,830/yr

View all 30 career paths with salary ranges and AI risk →

Compare & Explore

Subject-Area Teaching at Other Schools

Other Majors at Howard Payne University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Subject-Area Teaching at Howard Payne University?

This program scores 50/100 — a respectable number in isolation, but it ranks in the bottom half of Subject-Area Teaching programs nationally. The field is competitive, and stronger options exist.

Will AI replace Subject-Area Teaching careers?

With 43% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $455,446 in decade earnings vs $468,613 in the optimistic case — a meaningful gap.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →