Program Analysis
First-year earnings of $47,047 track close to the $46,892 national median for Business Administration programs. This is a middle-of-the-road outcome on salary alone.
The 4.1x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 47% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
At $23,000 in median debt against $47,047 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.
At #837 out of 1,169 programs, Howard Payne University's financial outcomes for Business Administration trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $47,047 to $58,870 shows 25% growth, reflecting steady but unremarkable salary progression.