Program Analysis
Hobart William Smith Colleges's Psychology graduates start at $38,117/yr — above the $31,705 national average, though not by a wide margin.
An earnings multiple of 1.8x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 49% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$38,117 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
Ranked #455 out of 926 programs, Hobart William Smith Colleges's Psychology offering sits in the upper half but doesn't break into the top tier.