Program Analysis
Graduates earn $31,503/yr, roughly in line with the $31,705 national median for Psychology. The value proposition here depends on cost, not earnings.
The 3.6x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 49% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,600 debt-to-$31,503 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #801 out of 926 programs, Hardin-Simmons University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $31,503 to $40,256 shows 28% growth, reflecting steady but unremarkable salary progression.