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Psychology at Frostburg State University

Frostburg, MD · Public · Bachelor's Degree · Psychology, General

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $27,213/yr (-14% vs median)

AI Risk High (49% exposed)

Job Market Very Large (125,000 openings/yr)

ROI 14.3x earnings multiple (5.7x out-of-state)

Ranked #243 of 926 Psychology, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$579K	$572K	$521K
Earnings Multiple (In-State)	14.5x	14.3x	13.0x
Earnings Multiple (Out-of-State)	5.8x	5.7x	5.2x
Probability of Field Employment	51%	47%	34%
DegreeOutlook Score	40	40	39

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$39,992

Out-of-state: $100,720 (5.7x ROI)

4-Year Net Price (After Aid)

$61,292

-53% less than sticker · See by income

Median Debt at Graduation

$21,145

9.3 months of Year 1 earnings

Reported Earnings (5 Year)

$53,954

98% growth from Year 1

Program Analysis

At $27,213/yr, Psychology graduates from Frostburg State University land near the $31,705 national average — neither a standout nor a red flag.

With a 14.3x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 10% difference between AI scenarios reflects partial automation exposure. Some Psychology career paths face displacement, but others in the field are more insulated.

At $21,145 against $27,213/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

A #243 ranking among 926 Psychology programs places Frostburg State University in the middle-to-upper range. Solid, not exceptional.

The $27,213-to-$53,954 earnings arc over five years reflects a 98% gain — well above average career growth for recent graduates.

About Frostburg State University

With 89% of applicants admitted, Frostburg State University prioritizes broad access, a compact campus enrolling 2,849 students in Frostburg, MD.

See all programs and financial aid at Frostburg State University →

Top Career Paths

Managers, all other $136,550/yr

Psychologists, all other $117,580/yr

Industrial-organizational psychologists $109,840/yr

View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at Frostburg State University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What does a 40/100 DegreeOutlook Score mean for Psychology at Frostburg State University?

At 40/100, the financial outlook is modest. Higher-scoring Psychology programs exist, though non-financial factors may justify this choice.

Should I worry about AI if I study Psychology at Frostburg State University?

The 49% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →