Program Analysis
Starting salaries of $23,291/yr fall 25% below the $31,057 national median for Health and Physical Education/Fitness. The financial case depends heavily on whether tuition compensates.
At 10.0x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 25% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,250 debt load exceeds a year of the $23,291 starting salary, suggesting a multi-year repayment window before graduates break even financially.
At #423 out of 529 programs, Frostburg State University's financial outcomes for Health and Physical Education/Fitness trail the majority of peers. The value case depends on other factors.