Program Analysis
First-year earnings of $44,142 put Freed-Hardeman University's Biblical Studies program 31% above the national median of $33,741 — one of the higher-earning programs in this field.
The 4.8x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 48% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,884 debt-to-$44,142 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
Ranked #8 out of 37 programs, Freed-Hardeman University's Biblical Studies program lands in the top 5% — a strong signal of graduate success.
Earnings growth is modest: $44,142 to $45,833 over five years (4% gain). This field may have a lower salary ceiling than high-growth professions.