Finance and Financial Management Services at East Tennessee State University

Johnson City, TN · Public · Bachelor's Degree
66 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
67
Optimistic
66
Base Case
68
Pessimistic
Earnings $39,936/yr (-28% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 15.9x earnings multiple (11.5x out-of-state)
Ranked #332 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $653K $633K $570K
Earnings Multiple (In-State) 16.4x 15.9x 14.3x
Earnings Multiple (Out-of-State) 11.8x 11.5x 10.3x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 67 66 68

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$39,800
Out-of-state: $55,160 (11.5x ROI)
4-Year Net Price (After Aid)
$63,176
-59% less than sticker · See by income
Median Debt at Graduation
$17,739
5.3 months of Year 1 earnings
Reported Earnings (5 Year)
$64,300
61% growth from Year 1

Program Analysis

At $39,936 per year, Finance and Financial Management Services graduates from East Tennessee State University earn below the $55,340 national average. Lower costs or geographic factors may offset the earnings gap.

With a 15.9x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 13% difference between AI scenarios reflects partial automation exposure. Some Finance and Financial Management Services career paths face displacement, but others in the field are more insulated.

The median debt load of $17,739 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

A #332 ranking among 431 Finance and Financial Management Services programs places East Tennessee State University in the lower half. Price, proximity, and personal fit become the stronger arguments.

The $39,936-to-$64,300 earnings arc over five years reflects a 61% gain — well above average career growth for recent graduates.

About East Tennessee State University

With 87% of applicants admitted, East Tennessee State University prioritizes broad access, with a mid-sized student body of 9,807 in Johnson City, TN.

See all programs and financial aid at East Tennessee State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at East Tennessee State University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What does a 66/100 DegreeOutlook Score mean for Finance and Financial Management Services at East Tennessee State University?
At 66/100, the score looks reasonable — but Finance and Financial Management Services is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.
Should I worry about AI if I study Finance and Financial Management Services at East Tennessee State University?
The 55% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Is East Tennessee State University a good choice for Finance and Financial Management Services despite lower starting pay?
Starting salary is one data point. If East Tennessee State University's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →