Program Analysis
At $37,501/yr, Human Services graduates from California State University-Monterey Bay land near the $37,292 national average — neither a standout nor a red flag.
Every dollar of in-state tuition returns an estimated 19.9x in decade earnings — an exceptional ratio that places this among the highest-ROI Human Services programs nationally.
Some AI exposure exists in Human Services's typical career paths, with 26% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 6% gap from the optimistic case.
The median debt load of $13,750 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.
Ranked #5 of 84 programs, California State University-Monterey Bay's Human Services program falls in the top 10%, outperforming most peers on financial outcomes.
Five-year earnings of $57,518 show a 53% jump from the $37,501 starting point — strong upward trajectory suggesting real career acceleration.