Program Analysis
At $29,582 per year, Religion/Religious Studies graduates from California Baptist University earn slightly above the $26,709 national median. The premium is real but not dramatic.
An earnings multiple of 2.9x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 51% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,474 debt-to-$29,582 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #27 out of 40 programs, California Baptist University's financial outcomes for Religion/Religious Studies trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $29,582 to $40,623 shows 37% growth, reflecting steady but unremarkable salary progression.