Finance and Financial Management Services at Binghamton University

Vestal, NY · Public · Bachelor's Degree
88 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
90
Optimistic
88
Base Case
86
Pessimistic
Earnings $73,598/yr (33% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 23.7x earnings multiple (8.3x out-of-state)
Ranked #5 of 431 Finance and Financial Management Services programs Top 1%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $1,049K $981K $824K
Earnings Multiple (In-State) 25.3x 23.7x 19.9x
Earnings Multiple (Out-of-State) 8.9x 8.3x 7.0x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 90 88 86

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$41,452
Out-of-state: $117,812 (8.3x ROI)
4-Year Net Price (After Aid)
$85,456
-106% less than sticker · See by income
Median Debt at Graduation
$15,363
2.5 months of Year 1 earnings
Reported Earnings (5 Year)
$115,986
58% growth from Year 1

Program Analysis

First-year earnings of $73,598 put Binghamton University's Finance and Financial Management Services program 33% above the national median of $55,340 — one of the higher-earning programs in this field.

Every dollar of in-state tuition returns an estimated 23.7x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance and Financial Management Services programs nationally.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 21% gap from the optimistic case.

With first-year pay of $73,598 far exceeding the $15,363 median debt, the payback timeline is measured in months, not years.

Ranked #5 of 431 Finance and Financial Management Services programs nationally, Binghamton University sits in the top 1% — one of the strongest programs in the country by financial outcomes.

Five-year earnings of $115,986 show a 58% jump from the $73,598 starting point — strong upward trajectory suggesting real career acceleration.

About Binghamton University

Binghamton University accepts 38% of applicants — selective, though not ultra-competitive, serving 14,401 students in Vestal, NY.

See all programs and financial aid at Binghamton University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at Binghamton University?
This program scores 88/100 — placing it among the stronger programs for Finance and Financial Management Services nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $824,012 in decade earnings vs $1,049,255 in the optimistic case — a meaningful gap.
What makes Binghamton University's Finance and Financial Management Services program stand out?
Ranked #5 of 431 programs nationally, Binghamton University lands in the top 1%. The ranking reflects a combination of graduate earnings, return on investment, and job market alignment.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →