Program Analysis
Bethel University's Pastoral Counseling program produces graduates earning $31,046/yr — within striking distance of the $31,976 national average for this field.
The 3.2x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 21% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,125 debt-to-$31,046 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #14 out of 22 programs, Bethel University's financial outcomes for Pastoral Counseling trail the majority of peers. The value case depends on other factors.