Program Analysis
First-year earnings of $45,668 at Bemidji State University come in 10% above the national median of $41,690 for Subject-Area Teaching programs.
The 12.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 43% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
With first-year pay of $45,668 far exceeding the $22,500 median debt, the payback timeline is measured in months, not years.
Ranked #94 out of 348 programs, Bemidji State University's Subject-Area Teaching offering sits in the upper half but doesn't break into the top tier.
Earnings growth is modest: $45,668 to $48,268 over five years (6% gain). This field may have a lower salary ceiling than high-growth professions.