Program Analysis
First-year earnings of $35,275 track close to the $33,741 national median for Biblical Studies programs. This is a middle-of-the-road outcome on salary alone.
The 4.0x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 48% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $29,748 debt-to-$35,275 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #20 out of 37 programs, Belhaven University's financial outcomes for Biblical Studies trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $35,275 to $43,018 shows 22% growth, reflecting steady but unremarkable salary progression.