Finance and Financial Management Services at Ball State University

Muncie, IN · Public · Bachelor's Degree
75 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
77
Optimistic
75
Base Case
73
Pessimistic
Earnings $50,077/yr (-10% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 15.0x earnings multiple (5.6x out-of-state)
Ranked #164 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $669K $647K $580K
Earnings Multiple (In-State) 15.5x 15.0x 13.5x
Earnings Multiple (Out-of-State) 5.8x 5.6x 5.0x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 77 75 73

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$43,032
Out-of-state: $115,064 (5.6x ROI)
4-Year Net Price (After Aid)
$63,592
-48% less than sticker · See by income
Median Debt at Graduation
$23,000
5.5 months of Year 1 earnings
Reported Earnings (5 Year)
$69,618
39% growth from Year 1

Program Analysis

At $50,077/yr, Finance and Financial Management Services graduates from Ball State University land near the $55,340 national average — neither a standout nor a red flag.

The 15.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 13% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $23,000 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

Ranked #164 out of 431 programs, Ball State University's Finance and Financial Management Services offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $50,077 to $69,618 shows 39% growth, reflecting steady but unremarkable salary progression.

About Ball State University

With 72% of applicants admitted, Ball State University prioritizes broad access, enrolling 13,770 students in Muncie, IN.

See all programs and financial aid at Ball State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Ball State University's Finance and Financial Management Services program score?
A score of 75/100 indicates strong financial outcomes. Ball State University's Finance and Financial Management Services graduates fare well on earnings, job market size, and return on investment.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →