Psychology, General: Charter Oak State College vs Miami University-Middletown
Head-to-Head
| Charter Oak State College | Miami University-Middletown | |
|---|---|---|
| Earnings Multiple (In-State) | 14.9x | 18.7x |
| Earnings Multiple (Out-of-State) | 14.9x | 7.2x |
| 4-Year Tuition (In-State) | $34,024 | $29,112 |
| Year 1 Earnings | $45,428 | $36,190 |
| 10-Year Earnings | $506K | $543K |
| Median Debt | $19,795 | $23,250 |
| Debt-to-Earnings Ratio | 5.2 months | 7.7 months |
| DegreeWorth Score (In-State) | 58/100 | 55/100 |
Both programs have high AI automation risk (49% task exposure) — the same career paths apply to Psychology, General graduates regardless of school. See full AI analysis →
ROI Breakdown
How tuition costs translate into long-term earnings for Psychology, General graduates.
| Charter Oak State College | Miami University-Middletown | |
|---|---|---|
| 4-Year Tuition (In-State) | $34,024 | $29,112 |
| 4-Year Tuition (Out-of-State) | $34,024 | $75,388 |
| 10-Year Projected Earnings | $506K | $543K |
| Earnings Multiple (In-State) | 14.9x | 18.7x |
| Earnings Multiple (Out-of-State) | 14.9x | 7.2x |
"Earnings Multiple" = projected 10-year earnings ÷ 4-year tuition. Higher is better. Not a discounted financial ROI.
AI Disruption Scenarios
Both schools share identical AI exposure for Psychology, General (same career paths). The score differences below reflect how each school's earnings and ROI hold up under stress.
| Charter Oak State College | Miami University-Middletown | |||||
|---|---|---|---|---|---|---|
| Optim. | Base | Pessim. | Optim. | Base | Pessim. | |
| 10-Year Earnings | $507K | $506K | $473K | $548K | $543K | $499K |
| Earnings Multiple (IS) | 14.9x | 14.9x | 13.9x | 18.8x | 18.7x | 17.2x |
| DegreeWorth Score | 58 | 58 | 52 | 56 | 55 | 52 |
For the full AI analysis of Psychology, General career paths, see the Charter Oak State College or Miami University-Middletown program pages.
Earnings Trajectory Comparison
Projected annual earnings for Psychology, General graduates. Year 1 uses actual reported data.
Career Paths
Psychology, General graduates from both schools map to the same career paths. Differences in earnings reflect school prestige, location, and employer networks.
| Career Path | Wage | Openings/yr | Growth | AI Risk |
|---|---|---|---|---|
| Managers, all other | $136,550 | 106,700 | +4.5% | 47% |
| Psychologists, all other | $117,580 | 3,900 | +4.3% | 44% |
| Industrial-organizational psychologists | $109,840 | 400 | +6.3% | 49% |
| Clinical and counseling psychologists | $95,830 | 4,800 | +11.2% | 37% |
| Psychology teachers, postsecondary | $80,330 | 4,000 | +3.6% | 48% |
| Social science research assistants | $58,040 | 5,200 | +4.4% | 67% |