Human Development & Family Studies: Binghamton University vs National Louis University
Head-to-Head
| Binghamton University | National Louis University | |
|---|---|---|
| Earnings Multiple (In-State) | 13.3x | 10.4x |
| Earnings Multiple (Out-of-State) | 4.7x | 10.4x |
| 4-Year Tuition (In-State) | $41,452 | $49,380 |
| Year 1 Earnings | $36,213 | $46,954 |
| 10-Year Earnings | $551K | $516K |
| Median Debt | $16,650 | $25,000 |
| Debt-to-Earnings Ratio | 5.5 months | 6.4 months |
| DegreeWorth Score (In-State) | 56/100 | 59/100 |
| Acceptance Rate | 37.7% | 93.1% |
Both programs have high AI automation risk (33% task exposure) — the same career paths apply to Human Development & Family Studies graduates regardless of school. See full AI analysis →
ROI Breakdown
How tuition costs translate into long-term earnings for Human Development & Family Studies graduates.
| Binghamton University | National Louis University | |
|---|---|---|
| 4-Year Tuition (In-State) | $41,452 | $49,380 |
| 4-Year Tuition (Out-of-State) | $117,812 | $49,380 |
| 10-Year Projected Earnings | $551K | $516K |
| Earnings Multiple (In-State) | 13.3x | 10.4x |
| Earnings Multiple (Out-of-State) | 4.7x | 10.4x |
| 5-Year Salary Growth | +52% | +-12% |
"Earnings Multiple" = projected 10-year earnings ÷ 4-year tuition. Higher is better. Not a discounted financial ROI.
AI Disruption Scenarios
Both schools share identical AI exposure for Human Development & Family Studies (same career paths). The score differences below reflect how each school's earnings and ROI hold up under stress.
| Binghamton University | National Louis University | |||||
|---|---|---|---|---|---|---|
| Optim. | Base | Pessim. | Optim. | Base | Pessim. | |
| 10-Year Earnings | $556K | $551K | $515K | $517K | $516K | $486K |
| Earnings Multiple (IS) | 13.4x | 13.3x | 12.4x | 10.5x | 10.4x | 9.8x |
| DegreeWorth Score | 57 | 56 | 59 | 60 | 59 | 58 |
For the full AI analysis of Human Development & Family Studies career paths, see the Binghamton University or National Louis University program pages.
Earnings Trajectory Comparison
Projected annual earnings for Human Development & Family Studies graduates. Year 1 uses actual reported data.
Career Paths
Human Development & Family Studies graduates from both schools map to the same career paths. Differences in earnings reflect school prestige, location, and employer networks.
| Career Path | Wage | Openings/yr | Growth | AI Risk |
|---|---|---|---|---|
| Psychologists, all other | $117,580 | 3,900 | +4.3% | 44% |
| Social scientists and related workers, all other | $100,340 | 3,200 | -1.7% | 52% |
| Family and consumer sciences teachers, postsecondary | $77,280 | 200 | +3.4% | 54% |
| Farm and home management educators | $58,120 | 1,100 | -2.5% | 37% |
| Community and social service specialists, all other | $54,940 | 13,100 | +4.6% | 0% |
| Social and human service assistants | $45,120 | 50,600 | +6.4% | 39% |
| Preschool teachers, except special education | $37,120 | 65,500 | +4.1% | 23% |
| Childcare workers | $32,050 | 160,200 | -2.9% | 14% |