Psychology at University of the Pacific
Stockton, CA · Private nonprofit · Bachelor's Degree · Psychology, General
DegreeOutlook Score (Base Case)
26
Optimistic
25
Base Case
24
Pessimistic
Earnings
$23,077/yr (-27% vs median)
AI Risk
High (49% exposed)
Job Market
Very Large (125,000 openings/yr)
ROI
3.3x earnings multiple
How AI Changes the Outlook
Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.
| Optimistic No Disruption |
Base Case Gradual AI |
Pessimistic Aggressive AI |
|
|---|---|---|---|
| 10-Year Earnings | $741K | $720K | $628K |
| Earnings Multiple | 3.3x | 3.3x | 2.8x |
| Probability of Field Employment | 51% | 47% | 34% |
| DegreeOutlook Score | 26 | 25 | 24 |
10-Year Earnings Projection
*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.
4-Year Tuition (Sticker)
$221,360
Median Debt at Graduation
$24,000
12.5 months of Year 1 earnings
Reported Earnings (5 Year)
$65,588
184% growth from Year 1
About University of the Pacific
A 95% acceptance rate means University of the Pacific is accessible to most applicants, a compact campus enrolling 3,247 students in Stockton, CA. After financial aid, the average student pays $103,704 over four years — 53% below sticker price.
See all programs and financial aid at University of the Pacific →Top Career Paths
Managers, all other
$136,550/yr
Psychologists, all other
$117,580/yr
Industrial-organizational psychologists
$109,840/yr
Compare & Explore
Psychology at Other Schools
Other Majors at University of the Pacific
Explore the Trade Alternative
Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.
Frequently Asked Questions
How does University of the Pacific's Psychology program score?
This program scores 25/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.
Do University of the Pacific Psychology graduates earn enough to justify the loans?
The debt-to-income ratio of 1.0x suggests an extended repayment window. Whether it's 'worth it' depends on career trajectory, not just first-year pay.
How vulnerable is Psychology to AI automation?
AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Why are Psychology earnings lower at University of the Pacific?
Lower starting pay at University of the Pacific may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
How affordable is Psychology at University of the Pacific after financial aid?
Sticker price is $221,360, but the average net cost is $103,704 — a 53% discount. For students who qualify for aid, this program is considerably more affordable than it appears.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research.
See full methodology →