Financeat University of Massachusetts-Amherst
Graduates earn $68,920/yr in their first year — about 25.0% above the national Finance average. Base-case 10-year earnings $843K; scenarios range from $723K to $892K depending on AI disruption.
What this degree looks like at University of Massachusetts-Amherst
At $68,920 per year, Finance graduates from University of Massachusetts-Amherst earn slightly above the $55,340 national median. The premium is real but not dramatic.
The 12.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 55% task exposure — and the 19% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The median debt load of $20,500 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.
Ranked #50 out of 431 programs, University of Massachusetts-Amherst's Finance program lands in the top 5% — a strong signal of graduate success.
The five-year earnings trajectory from $68,920 to $98,716 shows 43% growth, reflecting steady but unremarkable salary progression.
Three scenarios, ten years out
Each scenario is a different assumption about how AI reshapes the career paths this major feeds into. Earnings projections stack the full 10-year cumulative trajectory; scores use the same 0–100 metric as the hero, recomputed under that scenario's assumptions.
10 year projection
Year-by-year earnings under each scenario. Base case reflects BLS growth patterns applied to University of Massachusetts-Amherst's starting earnings; optimistic and pessimistic adjust for AI's effect on each career path this major feeds into.
Common career destinations for this program's graduates, weighted by the school's specific occupation mix. Salary is BLS national median; AI risk is per-role task-exposure research.
Peer schools offering Finance
How University of Massachusetts-Amherst stacks up against other schools offering this major.
Other top programs at University of Massachusetts-Amherst
Other highest-scoring programs offered at University of Massachusetts-Amherst, ranked by DegreeOutlook Score.
Consider the trade route
Not sure a 4-year degree is the right path? Trade programs in Finance offer shorter timelines, lower debt, and strong AI resilience for hands-on careers.
Compare Finance trade programs on TradeSchoolOutlook →Frequently asked about Finance at University of Massachusetts-Amherst
How does University of Massachusetts-Amherst's Finance program score?
A score of 82/100 indicates strong financial outcomes. University of Massachusetts-Amherst's Finance graduates fare well on earnings, job market size, and return on investment.
How vulnerable is Finance to AI automation?
AI won't 'replace' Finance careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Why does University of Massachusetts-Amherst rank so high for Finance?
The #50 ranking out of 431 programs is driven by strong financial outcomes — graduates earn well, debt is manageable relative to income, and the job market supports the field.