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Business · Finance Rank #38 of 431

Financeat Texas Tech University

Graduates earn $58,535/yr in their first year — about 6.0% above the national Finance average. Base-case 10-year earnings $821K; scenarios range from $707K to $867K depending on AI disruption.

Lubbock, TX Public Bachelor's Degree
DegreeOutlook Score
83 STRONG
84
Optimistic
80
Pessimistic
Earnings
$58,535
1-year post-graduation
ROI
18.5x
Earnings : in-state tuition
10-yr Base
$821K
Cumulative base-case earnings
AI Risk
Very High
59% task exposure
Program Analysis

What this degree looks like at Texas Tech University

First-year earnings of $58,535 at Texas Tech University come in 6% above the national median of $55,340 for Finance programs.

Every dollar of in-state tuition returns an estimated 17.3x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance programs nationally.

Some AI exposure exists in Finance's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 18% gap from the optimistic case.

With first-year pay of $58,535 far exceeding the $21,000 median debt, the payback timeline is measured in months, not years.

Ranked #38 of 431 programs, Texas Tech University's Finance program falls in the top 10%, outperforming most peers on financial outcomes.

Five-year earnings of $92,415 show a 58% jump from the $58,535 starting point — strong upward trajectory suggesting real career acceleration.

AI Outlook Integration

Three scenarios, ten years out

Each scenario is a different assumption about how AI reshapes the career paths this major feeds into. Earnings projections stack the full 10-year cumulative trajectory; scores use the same 0–100 metric as the hero, recomputed under that scenario's assumptions.

Pessimistic
Mass Automation
$707K
10-year cumulative earnings
Scenario Score80/100
Earnings Multiple14.9x
Base Case
Moderate Integration
$821K
10-year cumulative earnings
Scenario Score83/100
Earnings Multiple17.3x
Optimistic
AI Augmentation
$867K
10-year cumulative earnings
Scenario Score84/100
Earnings Multiple18.3x
Earnings Trajectory

10 year projection

Year-by-year earnings under each scenario. Base case reflects BLS growth patterns applied to Texas Tech University's starting earnings; optimistic and pessimistic adjust for AI's effect on each career path this major feeds into.

Career Paths

Where Finance graduates typically work

Common career destinations for this program's graduates, weighted by the school's specific occupation mix. Salary is BLS national median; AI risk is per-role task-exposure research.

1
Chief executives
+4.3% 10-yr growth · 22,200 openings/yr
$206,420/yr
High
2
Financial managers
+14.8% 10-yr growth · 74,600 openings/yr
$161,700/yr
High
3
Financial risk specialists
+6.5% 10-yr growth · 4,800 openings/yr
$106,000/yr
High
4
General and operations managers
+4.4% 10-yr growth · 308,700 openings/yr
$102,950/yr
Moderate
5
Personal financial advisors
+9.6% 10-yr growth · 24,100 openings/yr
$102,140/yr
High
6
Financial and investment analysts
+5.7% 10-yr growth · 25,100 openings/yr
$101,350/yr
Moderate
Source: BLS Occupational Employment & Wage Statistics, May 2024. AI exposure from OpenAI GPTs-are-GPTs and Felten AIOE research.
Compare & Explore

Peer schools offering Finance

How Texas Tech University stacks up against other schools offering this major.

Highest earnings
University of Pennsylvania
PA · Private nonprofit
82
DW Score
$123K
1-yr earn
8.2x
ROI
Georgetown University
DC · Private nonprofit
80
DW Score
$106K
1-yr earn
4.9x
ROI
Washington University in St Louis
MO · Private nonprofit
81
DW Score
$103K
1-yr earn
6.6x
ROI
University of Notre Dame
IN · Private nonprofit
79
DW Score
$99K
1-yr earn
4.5x
ROI
Wake Forest University
NC · Private nonprofit
78
DW Score
$86K
1-yr earn
4.4x
ROI
Also at Texas Tech University

Other top programs at Texas Tech University

Other highest-scoring programs offered at Texas Tech University, ranked by DegreeOutlook Score.

Consider the trade route

Not sure a 4-year degree is the right path? Trade programs in Finance offer shorter timelines, lower debt, and strong AI resilience for hands-on careers.

Compare Finance trade programs on TradeSchoolOutlook →
FAQ

Frequently asked about Finance at Texas Tech University

What is the DegreeOutlook Score for Finance at Texas Tech University?

This program scores 83/100 — placing it among the stronger programs for Finance nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.

Will AI replace Finance careers?

With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $707,394 in decade earnings vs $867,092 in the optimistic case — a meaningful gap.