Psychology at Loyola University Maryland
Baltimore, MD · Private nonprofit · Bachelor's Degree · Psychology, General
DegreeOutlook Score (Base Case)
27
Optimistic
26
Base Case
26
Pessimistic
Earnings
$26,103/yr (-18% vs median)
AI Risk
High (49% exposed)
Job Market
Very Large (125,000 openings/yr)
ROI
3.1x earnings multiple
How AI Changes the Outlook
Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.
| Optimistic No Disruption |
Base Case Gradual AI |
Pessimistic Aggressive AI |
|
|---|---|---|---|
| 10-Year Earnings | $706K | $688K | $604K |
| Earnings Multiple | 3.2x | 3.1x | 2.7x |
| Probability of Field Employment | 51% | 47% | 34% |
| DegreeOutlook Score | 27 | 26 | 26 |
10-Year Earnings Projection
*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.
4-Year Tuition (Sticker)
$221,920
Median Debt at Graduation
$27,000
12.4 months of Year 1 earnings
Reported Earnings (5 Year)
$65,554
151% growth from Year 1
About Loyola University Maryland
With 76% of applicants admitted, Loyola University Maryland prioritizes broad access, a smaller institution with 3,975 students in Baltimore, MD. The average net cost of $118,532 over four years represents a 47% discount from published tuition.
See all programs and financial aid at Loyola University Maryland →Top Career Paths
Managers, all other
$136,550/yr
Psychologists, all other
$117,580/yr
Industrial-organizational psychologists
$109,840/yr
Compare & Explore
Psychology at Other Schools
Other Majors at Loyola University Maryland
Explore the Trade Alternative
Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.
Frequently Asked Questions
How does Loyola University Maryland's Psychology program score?
This program scores 26/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.
Do Loyola University Maryland Psychology graduates earn enough to justify the loans?
The debt-to-income ratio of 1.0x suggests an extended repayment window. Whether it's 'worth it' depends on career trajectory, not just first-year pay.
How vulnerable is Psychology to AI automation?
AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Why are Psychology earnings lower at Loyola University Maryland?
Lower starting pay at Loyola University Maryland may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research.
See full methodology →